• It is a property acquisition fund regulated by the Securities and Exchange Commission of Zimbabwe (SECZIM) designed to break barriers to buying property.

• Think of this property acquisition fund as a “Pay- As- You- Go” fund where you contribute money towards owning a property in manageable payments over time instead of paying the full amount upfront.

• Property X allows you to buy your own property one square meter at a time, it is a flexible payment plan where you pay as you go, as and when you have the money, making it easier to invest in property.

• Download the Property X Application on Google Play Store or visit https://propertyx.web.app/

• Look for the registration or sign-up section on the Property X application homepage.

• Follow the prompts to create your Property X Account.

• You can alternatively get in touch with the Property X team on +263 77 630 5787 or email at info@southpeople.biz

• Valid ID (National Identification, Driver’s License or Passport)

• Proof of Residence (Lease Agreement or a Utility Bill)

• Property X is licensed by the Securities and Exchange Commission of Zimbabwe.
• The Property X Fund adheres to a robust Corporate Governance structure to protect the fund.
• The Corporate Governance structure includes;

  • SECZIM as the regulator

  • Baker Tilly as the trustees

  • Crowe as auditors

  • Southpeople Capital Asset Management as the fund manager

  • Southland Regional as the Developer

  • NBS as bankers

  • Knight Frank as Property Valuers

• Your money is invested directly into property – thus protected from inflation, exchange rate movements and policy changes.

• You are buying Property X units which are shares in properties bought by the fund and you essentially own a share in these properties.

• One share is equal to USD $1. This means if you pay USD $100 you will have 100 share in the property (ies) into which your USD$100 is invested.

• Making your payments is simple! We are integrated with several payment platforms, including EcoCash, Omari, InnBucks, and Cabs. You can easily make your payment directly from your phone. 

1. WHAT PAYMENT OPTIONS ARE AVAILABLE FOR LOCAL PROPERTY X CLIENTS?

   • EcoCash

   • InnBucks

   • CABS

   • O’mari

   • paynow

   • C-TRADE
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2. WHAT PAYMENT OPTIONS ARE AVAILABLE FOR DIASPORA PROPERTY X CLIENTS?

• If you’re located outside the country, you can make your payment via:

  • Bank Transfer: Use your local bank to transfer funds to our designated account.

  • Visa: Make your payment securely using your Visa card.

• You get a deal note as proof of transaction.

• You also get a certificate that is proof of ownership of your Property X Units. That is proof for your ownership of your property shares and this means shares into those properties that the fund pools money and buys.

• The fund pools money from different contributors
• The fund will go on to purchase properties through Agreement of sale with developers.
• These properties purchased are actively undergoing development or value addition (e.g. houses under construction or land being developed)
• Property development profits accrue from the value addition processes
• These property developments profits will benefit you as a Property X customer as you will also be gaining these profits on your existing Property X units.
• These property development profits contribute towards the procurement of your own separate property.

• The payment amounts are flexible and based on your capacity. You design your own targets.

• You decide how much and when to contribute, you design your own payment plan.

• Yes, you will be sent regular notifications and communication regarding the performance of your property ownership plan.

• This vehicle is like holding property via a family trust whose several members own one or more properties.

• Policy changes will never affect this type of property ownership.

• Some Family Trust have existed for hundreds of years past world wars, global economic collapses and technological advancements that have rendered some sectors and assets valueless but properties owned via Family Trusts are still secured.

• You will have direct ownership of your shares in property through this fund and no political changes will affect your ownership.

• Property X has an option that allows you to redeem your payments together with profits after 6 (six) months of joining the Property X Acquisition Fund.

• You can redeem by way of filing a redemption form with the Fund Manager.

• Property Unit Trust certificates are liquid and transferable.

• The fund can repurchase your certificates using funds from other investors.

• When additional liquidity is needed, the fund can sell specific properties.

• A portion of the fund’s valuation reserve is maintained in hard currency to facilitate exits.

• Alternatively, holders can sell their certificates to other interested parties.

• This is the primary objective of the Real Estate Investment Trust to allow you to eventually exit in your own property.

• Money Market

• Stock market

• REITs

• Private Equity placements

Below is a highlight of comparative investments performance during the January to date August 2025 period:

The above statistics are as at 02 Sept 2025.